Insure Your Agent

The coverage audit. Your insurance, read against your agent.

Answer sixteen questions about your business and your AI deployment. You get a reading of each policy you hold, the three risks that matter most for your profile, the products worth raising with a broker, and five next steps.

TimeAbout five minutes OutputA coverage gap score and report Your answersStay in your browser

The AI Omnibus, in force since 27 July 2026, moved the AI Act's high risk dates. It leaves this audit unchanged: exclusions and carrier capacity move on their own timetable. What the Omnibus changed.

Step 1 of 4
Step 1 of 4

About your business

Your size, sector and region shape which policies apply and which carriers are open to you.

How many people work in your business?
Annual revenue, approximately

Please answer all four questions before continuing.

Step 2 of 4

Your AI deployment

The kind of agent you run, and what it is allowed to do, decide how severe your exposure is and which lines of cover respond.

What type of AI system are you running?
What is the highest level of risk your agent works at?
Roughly how many AI interactions a month?
Optional. Used only in your report, and never stored.

Please answer the first three questions before continuing.

Step 3 of 4

Your current insurance

Tell us what you hold. Each policy is read against the AI exclusions now in the market.

Which of these policies does your business hold? Select all that apply.
Did your most recent renewal mention AI exclusions?
Have you read your policy wording for AI clauses?

Please answer the last two questions before continuing.

Step 4 of 4

Compliance posture

Specialist underwriters ask for documented governance before they quote. These five questions show where you stand.

Is there a written AI risk record for your deployment?
Is a named person responsible for AI oversight?
Is an AI incident response protocol written down?
Do you hold your AI provider's documentation: terms, data processing agreement, model cards?
Do you operate in the EU, or fall under EU AI Act obligations?

Please answer all five questions before generating your report.

Calculating

Your coverage gap score

Reading your answers.

01

Each policy you hold, read for AI

PolicyLikely position on AINotes
02

Three risks for your profile

03

Products worth raising with a broker

These may fit your profile, going by what their providers publish. This is not a quote, an indication or a recommendation. Speak to a qualified broker before deciding anything. How a product comes to be named here.

04

Next steps

    Email yourself a copy The 90 day playbook

    Editorial output only. This audit is generated from your answers and our published research. It is not insurance advice, a confirmation of cover, a legal opinion, or an indication from any carrier. What it says about policy types and products reflects publicly available information as last reviewed on 1 October 2026. Wordings vary by carrier, jurisdiction and renewal date. Read your own policy documents and speak to a qualified broker or adviser before making a decision about cover. Future Proof Intelligence is not an insurer, a broker or an authorised financial services firm.